Last Updated: March 2026Data Driving Change
SHIBA Report SummaryThe State of Housing in Black America (SHIBA) Report, produced annually by the National Association of Real Estate Brokers (NAREB), has been a vital resource for over a decade, evolving to reflect the changing landscape of housing challenges faced by Black Americans. In the wake of the housing market collapse and ongoing economic disparities, this Report serves a critical purpose in addressing the systemic issues that hinder Black homeownership and community stability. NAREB is committed to changing the statistics through our members and industry relationships. Our goal is to continue to show Black families the issues that affect them and to bring solutions to overcome these barriers.
❋ Data Driven InsightsThe SHIBA Report provides in-depth analysis and data on housing trends, disparities, and barriers that specifically affect Black communities. By highlighting these challenges, the report equips stakeholders with the information needed to understand the current state of housing.
❋ Policy AdvocacyThe Report actively informs policymakers and the public about the pressing issues within Black housing markets, advocating for policies that promote equitable access to housing and mortgage credit. NAREB has endorsed initiatives aimed at rebuilding the mortgage finance system to enhance loan accessibility for Black families.
❋ Awareness and EducationBy raising awareness of the systemic inequalities that persist in housing access and affordability, the SHIBA Report educates the community about their rights and available resources. This initiative helps to empower individuals and families to navigate the housing market more effectively.
Desired Outcomes❋ Community InvolvementThe Report offers strategies and resources designed to promote financial literacy and homeownership opportunities among Black Americans. By focusing on empowerment, NAREB seeks to bridge the racial wealth gap and foster a more equitable housing landscape
The SHIBA Report aims to inspire actionable change by advocating for improvements in housing conditions and supporting initiatives that enhance Black homeownership. By addressing issues such as foreclosure mitigation, neighborhood revitalization, and disaster recovery, NAREB is committed to creating pathways to homeownership and economic stability for Black families.
Through this comprehensive approach, the SHIBA Report not only highlights the challenges but also presents solutions, ensuring that NAREB continues to be a leading voice in the pursuit of equitable housing for all.The W.I.R.E Report